Rate Notification Alert

MADRATE has the most competitive retail pricing in the mortgage industry. We offer a variety of products and services, including:

• Purchase Rates
• Refinance Rates
• Cashout-Refinance Rates
• Jumbo Specialists
• Adjustable Rate Mortgages
• No/Doc Loans
• No Income/No Asset
• Sub-Prime

Fixed Rate Mortgages
Learn more about the terms of a fixed rate mortgage and what types of borrowers typically prefer a fixed rate mortgage.

Interest Only Mortgages
Learn more about the terms of an interest only mortgage and the benefits of this mortgage type.

Adjustable Rate Mortgages
Have you wondered what a 3/1 ARM mortgage is? This article takes the confusion out of adjustable rate mortgages, explaining the terms and time frame for rate adjustments.

FHA / VA Loans
Find out if the low down payment requirements and credit score flexibiliy make a VA / FHA loan right for you.

100% Financing
Want to know if you qualify for 100% financing? This article explains some of the minimum requirements to quailfy.

Stated Income Mortgage
Learn how stated income loans offer simplicity to the mortgage process with the convenience of less documentation than traditional home loans.

When Should You Refinance?
Refinancing can help you lower your monthly payments, but be sure to consider all the costs of refinancing, including closing costs, application costs, and loss of tax-deductible mortgage interest.

HELOC - Home Equity Line of Credit
Wondering if a home equity line of credit can help if you need funds for ongoing expenses such as tuition or remodeling costs? This article describes the typical terms and benefits of a HELOC.

Home Equity Loan (Second Mortgage)
Want to know the difference between a HELOC and a Home Equity Loan? This article describes the differences and which may be suitable to you given your situation