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Privacy Notice
We may collect non-public personal information about you from the following sources:
- Information that you provide to us, such as on applications or other forms;
- Information about your transaction with us or others, and;
- Information from others, such as credit bureaus, real estate appraisers and employers
We do not disclose any non-public information about you to anyone, except as permitted by law.
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide your products or services. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.
If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
ECOA Notice
The Federal Equal Opportunity Act prohibits creditors from discrimination against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income is derived from a public assistance program; or because the applicant has in good faith exercised any rights under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is: Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Fair Credit Reporting Act
An investigation will be made as to the credit standing of all individuals seeking credit in this application. The nature and score of any investigation will be furnished to you upon written request made within a reasonable period of time. In the event of denied credit due to an unsatisfactory score, you will be advised of the identity of the consumer reporting agency making such report and of the right to request within sixty (60) days the reason for the adverse action, pursuant to provisions of section 615(b) of the Fair Credit Reporting Act.
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